• 对于任何人而言，找到负担得起的出租房都可能颇具挑战性，尤其是对刚毕业的大学生而言，他们通常起薪较低，正处于努力站稳脚跟阶段。不过，Realtor.com根据平均租金、失业率、通勤时间以及其他几大因素，发布了2025年最适合应届大学毕业生租房的市场榜单。
受关税与通货膨胀影响，人们感觉几乎所有物品的价格都在不断攀升。与此同时，自疫情爆发以来，住房成本始终呈稳步上升态势：据CoreLogic数据显示，租金涨幅约达30%。
根据Zillow的数据，截至5月25日，美国平均月租金为2100美元，而SoFi的数据显示平均工资略高于6.3万美元。这意味着部分美国人每月在房租上的支出约占其收入的40%，超出了建议的30%。
这对刚毕业的大学生而言尤为不利，因为他们的收入可能处于或低于美国平均工资水平。事实上，美国银行（Bank of America）的一份报告显示，Z世代是受租金上涨冲击最为严重的一代。不过，对于刚刚获得学位的人来说，仍有很多城市的租金处于他们可承受的范围。而且，随着部分市场租金下降，住房可负担性也开始有所改善。
本周二，Realtor.com根据租金收入比、房屋空置率、适合应届大学毕业生的工作岗位数量、失业率以及平均通勤时间等因素，发布了一份被称为“最适合毕业生租房”的城市榜单。上榜城市几乎横跨美国东西海岸。
Realtor.com首席经济学家丹妮尔·黑尔（Danielle Hale）在一份声明中表示：“这些市场不仅租金相对便宜，可供选择的房源也相对较多，而且充满活力、机遇和社区归属感，是应届毕业生梦寐以求的地方。”
得克萨斯州奥斯汀凭借最低租金收入比（18.9%）位居榜首，这意味着租房者每月用于支付房租的收入占比较低。此外，奥斯汀还因要求学士学位却无需工作经验的职位占比较高而名列前茅。Realtor.com的排名还考虑了Indeed的招聘指数（Hiring Index），该指数跟踪相较于疫情前水平的职位空缺情况。
根据Realtor.com的排名，最适合应届大学毕业生的十大城市及其相应的租金中位数情况如下：
1. 得克萨斯州奥斯汀（1504美元）
2. 北卡罗来纳州罗利（1524美元）
3. 堪萨斯州欧弗兰帕克（1351美元）
4. 明尼苏达州明尼阿波利斯（1528美元）
5. 密苏里州圣路易斯（1335美元）
6. 弗吉尼亚州里士满（1502美元）
7. 宾夕法尼亚州匹兹堡（1461美元）
8. 亚利桑那州斯科茨代尔（1530美元）
9. 得克萨斯州理查森（1472美元）
10. 佐治亚州亚特兰大（1604美元）
根据Realtor.com的数据，租房者在这些市场租房可节省7%的费用，且这些市场的应届毕业生人数是全美前50大都市区的两倍。
不过，这些租赁市场并非在任何标准下都堪称完美。
Realtor.com称：“虽然这些城市总体排名很高，但许多城市仍存在优势与不足，潜在租房者需在租赁房源的可获得性与可负担性、就业市场的强劲程度以及生活方式的便利性之间做出权衡。”
另一方面，穆迪分析公司（Moody’s Analytics）商业地产部门在去年五月编制了一份美国租金负担最重城市榜单，其中纽约、迈阿密、洛杉矶和波士顿赫然在列。在这些城市，租房者每月的租金支出预计会超过其收入的30%。
此外，个人理财技术公司Self Financial在2024年8月开展的一项研究发现，典型的美国租房者在租房期间预计支出会超过33.3万美元，涵盖账单及其他额外费用。该分析运用Zillow的数据计算各州月租金与公用事业费用中位数，使用RentCafe的数据计算平均公用事业成本，并使用Insure.com的数据估算租房者保险费用。该研究假设人们自22岁起租房，35岁时购置首套住房。
然而，鉴于年轻一代推迟结婚、购房等人生关键里程碑事件，到这一时间节点，租房者可能需要承担更高费用。
纽约苏富比国际地产公司（Sotheby’s International Realty）副经纪人尼基·博尚（Nikki Beauchamp）此前接受《财富》杂志采访时表示：“组建家庭计划的推迟，会让人们租房的时长进一步延长。”（财富中文网）
译者：中慧言-王芳
• Finding an affordable rental can be challenging for anyone—but especially for recent college graduates getting their footing typically at a lower salary. Realtor.com, however, released its 2025 list of the best markets for recent college graduates based on average rental costs, unemployment rates, commute times, and several other factors.
Thanks to tariffs and inflation, pretty much everything feels as if it’s getting more expensive. Meanwhile, housing costs have been increasing steadily since the pandemic: rent is up about 30%, according to CoreLogic.
As of May 25, the average monthly rent in the U.S. is $2,100, according to Zillow, but the average salary is just above $63,000, SoFi data shows. That means some Americans are spending about 40% of their income on rent each month, which is above the recommended 30%.
This can be especially debilitating for recent college graduates who likely make at or below the average U.S. salary. In fact, a Bank of America report showed Gen Zers are the generation most squeezed by higher rents. But there are still many cities that can be affordable for people who just earned their degree. Plus, affordability is starting to improve with rents declining in some markets.
On Tuesday, Realtor.com released a list of cities they dub “the ultimate grad-friendly rental markets” based on factors like rent-to-income ratios, rental vacancy rates, the number of jobs suitable for recent college graduates, unemployment rate, and average commute time. The cities that made the list reach nearly coast-to-coast.
“These markets aren’t just affordable areas with relatively more abundant rental options, they’re full of energy, opportunity, and a sense of community, everything a recent grad could want,” Danielle Hale, chief economist at Realtor.com, said in a statement.
Austin, Texas, claimed the No. 1 spot with the lowest rent-to-income ratio at 18.9%—which means renters are spending less of their income on rent each month. Austin was also ranked well for having a high share of jobs requiring a bachelor’s degree but no prior experience. Realtor.com’s ranking also takes into consideration Indeed’s Hiring Index, which tracks job openings relative to pre-pandemic levels.
The top 10 cities for recent college grads, according to Realtor.com’s ranking, are as follows, along with their respective median rent:
1. Austin, Texas ($1,504)
2. Raleigh, N.C. ($1,524)
3. Overland Park, Kan. ($1,351)
4. Minneapolis, Minn. ($1,528)
5. St. Louis, Mo. ($1,335)
6. Richmond, Va. ($1,502)
7. Pittsburgh, Pa. ($1,461)
8. Scottsdale, Ariz. ($1,530)
9. Richardson, Texas ($1,472)
10. Atlanta, Ga. ($1,604)
According to Realtor.com, renters can save 7% by renting in these markets, which have twice as many recent grads as compared to the top 50 metros across the U.S.
Still, not all of these rental markets are perfect by any standard.
“While these cities ranked highly overall, many still have strengths and weaknesses that require prospective renters to consider trade-offs between the availability and affordability of rentals, the strength of the employment market, and access to lifestyle,” according to Realtor.com
On the other end of the spectrum, Moody’s Analytics CRE last May compiled a list of the most rent-burdened cities in the U.S. Unsurprisingly, the list included New York, Miami, Los Angeles, and Boston. Renters can expect to spend more than 30% of their income each month on rent in those cities.
Plus, an August 2024 study by personal finance technology company Self Financial found the typical American renter can expect to pay more than $333,000 during their time as a renter, including bills or additional expenses. The analysis used Zillow data to calculate median monthly rent and utilities by state, RentCafe data for average utility costs, and Insure.com for renters’ insurance estimates. The study assumes people start renting at age 22 and buy their first home at 35.
But at this point, renters could expect to spend even more, considering younger generations are delaying major life milestones like getting married and buying a house.
“Delays in household formation will keep people as renters for longer periods of time,” Nikki Beauchamp, an associate broker at Sotheby’s International Realty in New York, previously told Fortune.